Ohio Revised Code|Chapter 1321 | Various Loans

Section 1321.01 | Small Loan Law definitions; division of financial institutions responsibility.

Section 1321.02 | Small loan license requirement; exceptions.

Section 1321.03 | Application for small loan license; fee.

Section 1321.04 | Small loan license application approval.

Section 1321.05 | Contents of small loan license; annual fee and assessment; assets.

Section 1321.06 | Additional small loan licenses; change of place of business.

Section 1321.07 | Examination of small loan licensee's records; division powers.

Section 1321.08 | Suspension or revocation of small loan license.

Section 1321.09 | Small loan licensee recordkeeping; annual report.

Section 1321.10 | Small Loan Law rules and orders; procedure in case of violation; certified statements.

Section 1321.11 | Prohibited statements and representations.

Section 1321.12 | Small loan licensee - prohibited acts.

Section 1321.13 | Small loan maximum interest rate; computation of interest; precomputed loans; permissible charges; insurance.

Section 1321.131 | Small loan alternative interest rate.

Section 1321.14 | Duties of small loan licensee; prohibited acts.

Section 1321.141 | Small loan requirements and restrictions.

Section 1321.15 | Loans designed to circumvent limitations on interest rates, charges, or loan amount.

Section 1321.16 | Open-end loans by small loan licensee.

Section 1321.17 | Out-of-state small loans.

Section 1321.18 | Civil action to reverse, rescind, or modify division order.

Section 1321.19 | Cancellation or alteration of small loan license does not impact existing contracts.

Section 1321.20 | Fees - licenses, registration under this chapter and for pawnbrokers and precious metals dealers.

Section 1321.21 | Consumer finance fund.

Section 1321.31 | Assignment of personal earnings - requirements, limitations, priority.

Section 1321.32 | Assignment of wages invalid - exception.

Section 1321.33 | Wage assignments for support of spouse or children not subject to Small Loan Law or R.C. 1321.31.

Section 1321.35 | Short-term Loan Law definitions.

Section 1321.36 | Short-term loan license required; telephone and mail loans; exceptions; applicability of Short-term Loan Law.

Section 1321.37 | Application for short-term loan license; fee; approval procedure; assets; bond.

Section 1321.38 | Contents of short-term loan license; additional licenses; change of place of business.

Section 1321.39 | Short-term loan requirements and restrictions.

Section 1321.391 | Short-term loans of longer than 90 days.

Section 1321.40 | Maximum interest rate; permissible short-term loan fees.

Section 1321.401 | Refinancing short-term loans.

Section 1321.402 | Prepayment or refinancing prior to short-term loan maturity date.

Section 1321.403 | Short-term loan fee cap; exceptions.

Section 1321.41 | Short-term loan licensee prohibitions.

Section 1321.411 | Short-term loan collection limitations.

Section 1321.42 | Enforcement actions relating to short-term loan license.

Section 1321.421 | Examination of short-term loan licensee's records.

Section 1321.422 | Short-term loan licensee recordkeeping; annual reports.

Section 1321.43 | Short-term Loan Law rules and orders.

Section 1321.44 | Violations of Short-term Loan Law are unfair or deceptive acts; criminal proceedings.

Section 1321.45 | Prohibited short-term loan debt collection practices.

Section 1321.46 | Verification of borrower's income before making short-term loan.

Section 1321.47 | Duties of short-term loan licensees; civil action by borrower.

Section 1321.48 | Reports by superintendent; confidentiality of information.

Section 1321.51 | General Loan Law definitions.

Section 1321.52 | Registrants may make general loans; choice of law; security; superintendent authority.

Section 1321.53 | General loan certificate of registration application, approval, fee; assets; additional certificates; change in place of business; exceptions to General Loan Law.

Section 1321.54 | General loan rules; suspension, revocation, or refusal to renew registration; fines; alleged violations.

Section 1321.541 | Actions by attorney general, county prosecutor to enforce General Loan Law.

Section 1321.55 | General loan registrant recordkeeping; annual report; confidentiality.

Section 1321.551 | Evading General Loan Law requirements.

Section 1321.56 | Forfeiting general loan interest for interest rate violation.

Section 1321.57 | General loan maximum interest rate; computation of interest; precomputed loans; permissible charges; insurance.

Section 1321.571 | General loan alternative interest rate.

Section 1321.58 | Open-end loans by general loan registrant.

Section 1321.59 | General Loan Law registrant - prohibited acts.

Section 1321.591 | Compliance with Fair Debt Collection Practices Act.

Section 1321.592 | Prohibited general loans by registrants.

Section 1321.60 | Advertising for general loans.

Section 1321.62 | Consumer Installment Loan Act definitions.

Section 1321.63 | Activities for which consumer installment loan license is required.

Section 1321.631 | Applicability of Consumer Installment Loan Act.

Section 1321.632 | Consumer installment loan licensee authority; prohibited activities.

Section 1321.64 | Application for consumer installment loan license; approval procedure.

Section 1321.641 | Renewal of consumer installment loan license.

Section 1321.642 | Effect of change in ownership of a consumer installment loan licensee; notice.

Section 1321.643 | Place of business; additional consumer installment loan licenses; change of place of business or name.

Section 1321.644 | Persons selling tangible goods or services.

Section 1321.65 | Asset requirements of consumer installment loan licensee.

Section 1321.651 | Advertising for consumer installment loans.

Section 1321.66 | Consumer installment loan licensee recordkeeping; examination of records.

Section 1321.661 | Consumer installment loan licensee call reports.

Section 1321.662 | Confidential information.

Section 1321.663 | Consumer Installment Loan Act investigations - prohibited acts.

Section 1321.664 | Compliance with federal laws and regulations.

Section 1321.665 | Preservation of consumer installment loan books and records before ceasing business.

Section 1321.666 | Authority of superintendent to enforce Consumer Installment Loan Act.

Section 1321.667 | Reimbursement of licensee for costs associated with providing consumer installment loan records.

Section 1321.67 | Closing of consumer installment loans; duties of licensee.

Section 1321.671 | Repayment of consumer installment loan.

Section 1321.672 | Insurance obtained on behalf of consumer installment loan borrower.

Section 1321.673 | Evading consumer installment loan requirements.

Section 1321.674 | Forfeiting consumer installment loan interest for interest rate violation.

Section 1321.68 | Consumer installment loan maximum interest rate; computation of interest; precomputed loans; permissible charges; insurance.

Section 1321.681 | Open-end consumer installment loans.

Section 1321.69 | Consumer installment loan licensee prohibitions.

Section 1321.70 | Enforcement actions for Consumer Installment Loan Act violations.

Section 1321.701 | Action by attorney general, county prosecutor to enforce the Consumer Installment Loan Act.

Section 1321.702 | Rules relating to the Consumer Installment Loan Act.

Section 1321.71 | Insurance Premium Finance Company Law definitions.

Section 1321.72 | Application of Insurance Premium Finance Company Law.

Section 1321.73 | Insurance premium finance company license requirement; annual fee; assets.

Section 1321.74 | Insurance premium finance company license application, fee, approval; additional licenses; change of place of business.

Section 1321.75 | Enforcement actions regarding insurance premium finance company license.

Section 1321.76 | Insurance premium finance company licensee recordkeeping; division powers.

Section 1321.77 | Insurance premium finance company rules.

Section 1321.78 | Premium finance agreement; notice to insurer.

Section 1321.79 | Insurance premium finance company finance charge limits.

Section 1321.791 | Insurance premium finance company alternative finance charges.

Section 1321.80 | Delinquency, cancellation, and check collection charges.

Section 1321.81 | Cancellation of insurance contract listed in premium finance agreement.

Section 1321.82 | Return to insurance premium finance company of gross unearned premium upon cancellation of insurance contract.

Section 1321.83 | Secured transactions filing provisions not applicable to insurance premium finance agreements.

Section 1321.84 | Effect of child support default on license, certificate, or permit.

Section 1321.99 | Penalty.