Ohio Administrative Code|Chapter 109:4-3 | Deceptive Acts or Trade Practices in Connection with Consumer Transactions

Rule 109:4-3-01 | Construction and purpose of rules; severability; definitions.

Rule 109:4-3-02 | Exclusions and limitations in advertisements.

Rule 109:4-3-03 | Bait advertising/unavailability of goods.

Rule 109:4-3-04 | Use of word "free" etc.

Rule 109:4-3-05 | Repairs or services.

Rule 109:4-3-06 | Prizes.

Rule 109:4-3-07 | Deposits.

Rule 109:4-3-08 | New for used.

Rule 109:4-3-09 | Failure to deliver; substitution of goods or services.

Rule 109:4-3-10 | Substantiation of claims in advertising.

Rule 109:4-3-11 | Direct solicitations.

Rule 109:4-3-12 | Price comparisons.

Rule 109:4-3-13 | Motor vehicle repairs or services.

Rule 109:4-3-14 | Insulation.

Rule 109:4-3-15 | Motor vehicle rust inhibitors.

Rule 109:4-3-16 | Advertisement and sale of motor vehicles.

Rule 109:4-3-17 | Distress sale.

Rule 109:4-3-18 | Sale and labeling of gasoline which contains alcohol.

Rule 109:4-3-19 | Determining a consumer's ability to repay a residential mortgage loan.

Rule 109:4-3-20 | Refinancing a low rate mortgage.

Rule 109:4-3-21 | Instructing consumer to ignore information.

Rule 109:4-3-22 | Recommending default.

Rule 109:4-3-23 | Required disclosure at closing.

Rule 109:4-3-24 | Improperly influencing appraiser.

Rule 109:4-3-25 | Debt collection agreements.

Rule 109:4-3-26 | Reasonable, tangible net benefit.

Rule 109:4-3-27 | No reasonable probability of payment.

Rule 109:4-3-28 | Unconscionable terms in home mortgage loans.

Rule 109:4-3-29 | Distribution and receipt of home mortgage loan informational document.

Rule 109:4-3-30 | Limitation on advance payments.

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