Nevada Administrative Code|CONTRACTS FOR LONG-TERM CARE (687B.005 to 687B.140)

Section 687B.005 - Definitions

Section 687B.010 - "Applicant" defined

Section 687B.012 - "Basis for continuation of coverage" defined

Section 687B.013 - "Basis for conversion of coverage" defined

Section 687B.015 - "Certificate" defined

Section 687B.019 - "Converted policy" defined

Section 687B.021 - "Exceptional increase" defined

Section 687B.025 - "Group long-term care insurance" defined

Section 687B.030 - "Long-term care insurance" defined

Section 687B.0303 - "Long-term care insurance contract" defined

Section 687B.0306 - "Partnership certificate" defined

Section 687B.0309 - "Partnership policy" defined

Section 687B.033 - "Qualified actuary" defined

Section 687B.0332 - "Qualified long-term care insurance contract" or "federally tax-qualified long-term care insurance contract" defined

Section 687B.0335 - "Qualified state long-term care insurance partnership contract" or "partnership contract" defined

Section 687B.034 - "Similar long-term care insurance contract forms" defined

Section 687B.0342 - "Similar organization" defined

Section 687B.035 - Scope

Section 687B.040 - Compliance required

Section 687B.045 - Modification or suspension of provisions

Section 687B.050 - Organizational requirements

Section 687B.051 - Licensing and training requirements

Section 687B.052 - Required reports

Section 687B.053 - Compensation to producers for sale, renewal or replacement of contract or certificate

Section 687B.054 - Producer not authorized to sell, solicit or negotiate except as authorized by certain statutes

Section 687B.055 - Contracts issued in other states

Section 687B.056 - Standards of suitability: Development; use

Section 687B.0565 - Standards of suitability: Procedure when applicant does not meet standards or declines to provide information

Section 687B.057 - Standards of suitability: Annual report to Commissioner

Section 687B.0575 - Standards of suitability: Insurer to provide form regarding long-term care insurance

Section 687B.058 - Partnership program notice

Section 687B.0585 - Required disclosures regarding rate revisions

Section 687B.059 - Insurer to submit disclosures regarding rate revisions and actuarial certification to Commissioner for approval

Section 687B.060 - Right to return individual contracts or certificates; notice of right

Section 687B.0655 - Requirements for long-term care insurance sold in conjunction with another insurance product

Section 687B.066 - Provision for reinstatement in event of lapse of coverage

Section 687B.067 - Applications: Questions; required statements; required information for applicants 80 years of age or older

Section 687B.068 - Right to copy of application or enrollment form

Section 687B.0681 - Designation of person to receive notice of lapse or termination of coverage

Section 687B.0682 - Verification of enrollment in group policy; satisfaction of any requirement for signature of insured

Section 687B.0683 - Delivery of contract or certificate

Section 687B.0684 - Delivery of policy summary or contract summary

Section 687B.0685 - Offer of nonforfeiture benefit required

Section 687B.0686 - Requirements for nonforfeiture benefits; contingent benefit upon lapse

Section 687B.0687 - Applicability of provisions regarding nonforfeiture benefits and contingent benefit upon lapse

Section 687B.0689 - Rescission or denial of claim upon showing of misrepresentation material to acceptance for coverage; field issuance of contract or certificate

Section 687B.069 - Record of rescissions

Section 687B.070 - Certificate of insurance: Contents

Section 687B.075 - Outline of coverage: Format; delivery; contents

Section 687B.076 - Offer to purchase protection from inflation required

Section 687B.077 - Requirements for marketing

Section 687B.0775 - Approval of advertisement by Commissioner

Section 687B.078 - Restriction on use of certain terms in marketing

Section 687B.079 - Prohibition of certain marketing practices

Section 687B.080 - Definition of terms in contracts

Section 687B.081 - Notification of availability of new series of contracts

Section 687B.082 - Notification regarding partnership status

Section 687B.0825 - Activities of daily living and cognitive impairment to be used to measure needs of insured and to be described in contract or certificate; benefit triggers

Section 687B.083 - Contract or certificate to condition payment of benefits on insured's ability to perform daily activities and cognitive impairment

Section 687B.084 - Requirements relating to qualified long-term care insurance contract

Section 687B.0845 - Required statement as to whether contract intended to be qualified long-term care insurance contract under federal provisions

Section 687B.085 - Terms for renewal of contracts

Section 687B.090 - Exclusions from and limitations on coverage

Section 687B.095 - Extension of benefits; continuation or conversion of coverage

Section 687B.100 - Required disclosures

Section 687B.105 - Prohibited provisions

Section 687B.106 - Required provisions for reducing coverage and lowering premium; notice

Section 687B.1065 - Insurer to file for approval any increase in a premium rate schedule for certain contracts

Section 687B.107 - Insurer to request approval of any increase in premium rate schedule for contracts and certificates issued on or after October 1, 2011

Section 687B.1075 - Exceptional increases

Section 687B.108 - Prohibited increases in premiums

Section 687B.111 - Coverage for preexisting conditions

Section 687B.112 - Monthly report to certain insureds

Section 687B.113 - Delivery of shopper's guide to long-term care insurance

Section 687B.114 - Responsibilities of professional, trade or occupational association which endorses or sells contracts or certificates to members

Section 687B.115 - Filing and certification requirements for insurer issuing contract or certificate to professional, trade or occupational association

Section 687B.116 - Limitations on conditioning of benefits

Section 687B.117 - Restrictions on limitation or exclusion of benefits

Section 687B.118 - Statement of limitations or conditions upon receipt of benefits

Section 687B.1185 - Requirements for denied claims

Section 687B.119 - Required reserves for policy, rider or endorsement

Section 687B.121 - Evaluation of expected loss ratio

Section 687B.122 - General requirements for converted policy

Section 687B.125 - Replacement of contract: Questions on applications

Section 687B.127 - Replacement of contract or certificate: Waiver of time applicable to preexisting conditions and probationary period; notice to existing insurer

Section 687B.130 - Replacement of contract: Notice from insurer not using direct-response solicitation

Section 687B.135 - Replacement of policy: Notice from insurer using direct-response solicitation

Section 687B.140 - Replacement of contract: Restrictions concerning group policies for long-term care