EXHIBIT(S) - A - FTC Staff Perspective

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                          FILED: NIAGARA COUNTY CLERK 11/29/2023 10:22 AM                                                INDEX NO. E181798/2023
NYSCEF DOC. NO. 2                                                                         RECEIVED NYSCEF: 11/29/2023



                      “Strictly Business” Forum
                                ST AF F PER S P E C T I VE    |   F E B RU A RY 2 0 2 0




          Introduction
          Small businesses act as an important engine in the U.S. economy by providing economic
          opportunity for entrepreneurs and employment for millions of job seekers. They are also woven
          into the commercial and social fabric of local communities, offering the goods and services on
          which consumers rely day-to-day. Like other enterprises, small businesses need financing to
          operate and grow. While many can obtain loans from traditional lenders, like local banks, in
          recent years small businesses have increasingly turned to relatively new sour…