ANSWER, AFFIRMATIVE DEFENSES, & DEMAND FOR JURY TRIAL (DEFTS) TO PLTFS COMPLAINT

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                            Filing # 164924103 E-Filed 01/18/2023 10:09:04 AM


           109232-10/17694226
                           IN THE CIRCUIT COURT OF THE FOURTH JUDICIAL CIRCUIT,
                                     IN AND FOR DUVAL COUNTY, FLORIDA

            VIJAY PATEL AND SIMABEN                                    CASE NO. 2023-CA-000001
            PATEL,

                    Plaintiffs,

            v.

            HERITAGE PROPERTY &
            CASUALTY INSURANCE
            COMPANY,

                 Defendant.
            ____________________________/

                 DEFENDANT’S, ANSWER, DEFENSES AND AFFIRMATIVE DEFENSES TO
                                  PLAINTIFFS’ COMPLAINT

                    Defendant, Heritage Property & Casualty Insurance Company, by and through the

           undersigned attorneys, hereby provides this its Answer, Defenses and Affirmative Defenses to

           Plaintiffs’ Complaint and in support thereof states as follows:

                    1. Denied.

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