TERRY WORLEY, Plaintiff - Appellant,


PITE DUNCAN, LLP; PNC BANK, N.A., DBA PNC Mortgage, Defendants - Appellees.

Appeal from the United States District Court

for the District of Oregon

Ann L. Aiken, Chief Judge, Presiding

Submitted May 5, 2016**

Portland, Oregon

Before: TALLMAN and HURWITZ, Circuit Judges and BATTAGLIA, *** District Judge.

Terry Worley appeals the district court’s dismissal of her complaint for failure to state a claim against Pite Duncan, LLP (“Pite Duncan”) and PNC Bank, N.A. (“PNC”). The complaint asserted claims under the Fair Debt Collection Practices Act (“FDCPA”), 15 U.S.C. § 1692 et seq., and Oregon law. We have jurisdiction under 28 U.S.C. § 1291 and affirm.

1. Worley argues that there were four inaccuracies in a payoff letter prepared by Pite Duncan in connection with a loan serviced by PNC: the stated principal, the amount of interest, Pite Duncan’s attorneys’ fees, and a “Recording/Reconveyance” fee. Only the attorneys’ fees claim was raised below; the others are therefore waived. See Ramirez v. County of San Bernardino, 806 F.3d 1002, 1008 (9th Cir. 2015) (“We generally do not consider arguments raised for the first time on appeal.”).

2. The district court correctly dismissed Worley’s attorneys’ fees claim. Although the complaint claimed that Wor..................