Plaintiff Cavalry SPV I, LLC's unopposed motion for judgment on the pleadings is denied. Plaintiff alleges in its complaint that it is a "debt buyer," as defined by Civil Code section 1788.50(a). (Complaint, ¶¶ 4, 5.) It alleges that it purchased the subject debt after 1/1/14. (Complaint, ¶ 5.) As such, the complaint is governed by Civil Code section 1788.50 et seq., the Fair Debt Buying Practices Act. (See Civil Code section 1788.50(d) ["This title shall apply to debt buyers with respect to all consumer debt sold or resold on or after January 1, 2014."].)

Civil Code section 1788.58 provides in relevant part:

In an action brought by a debt buyer on a consumer debt:

(a) The complaint shall allege all of the following:

(1) That the plaintiff is a debt buyer.

(2) The nature of the underlying debt and the consumer transaction or transactions from which it is derived, in a short and plain statement.

(3) That the debt buyer is the sole owner of the debt at issue, or has authority to as