Defendant Nationstar Mortgage LLC brings this motion for summary judgment, or alternatively, summary adjudication.

"The party moving for summary judgment bears an initial burden of production to make a prima facie showing of the nonexistence of any triable issue of material fact; if he carries his burden of production, he causes a shift, and the opposing party is then subjected to a burden of production of his own to make a prima facie showing of the existence of a triable issue of material fact." Aguilar v. Atlantic Richfield Co. (2001) 25 Cal.4th 826, 851.

In this action, Plaintiffs Terry Gomez and Shelly Sherman allege defendant violated the California Consumer Credit Reporting Agencies Act (Civ.C. §1785.1, et seq.). Civil Code §1785.25(a) provides "[a] person shall not furnish information on a specific transaction or experience to any consumer credit reporting agency if the person knows or should know the information is incomplete or inaccurate." Civ.C. §1785.25(a).

Because the