This is a putative class action alleging unlawful debt collection practices by Defendant Midland Credit Management, Inc. (“MCM”) in connection with consumer credit accounts. Before the Court is Defendant’s petition to compel arbitration, which is unopposed. As explained below, the Court GRANTS Defendant’s petition.
I. BACKGROUND
According to the complaint, Plaintiff is alleged to have incurred debt associated with a consumer credit account issued by Credit One Bank, N.A. (Class Action Complaint, ¶ 12.) Plaintiff denies that he owes any debt on this account. (Ibid.) On or about February 22, 2019, Credit One sold the alleged debt to Defendant for collection. (Id. at ¶ 14.)
MCM sent Plaintiff an initial collection letter on February 25, 2019. (Complaint, ¶¶ 16–17.) Plaintiff alleges that the letter violated Civil Code section 1788.52, subdivision (d)(1) because it failed to provide the notice required by the statute. (Id. at ¶ 18.) This is Defendant’s standard policy when sending initi
Hearing Date
December 10, 2020
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This is a putative class action alleging unlawful debt collection practices by Defendant Midland Credit Management, Inc. (“MCM”) in connection with consumer credit accounts. Before the Court is Defendant’s petition to compel arbitration, which is unopposed. As explained below, the Court GRANTS Defendant’s petition.
I. BACKGROUND
According to the complaint, Plaintiff is alleged to have incurred debt associated with a consumer credit account issued by Credit One Bank, N.A. (Class Action Complaint, ¶ 12.) Plaintiff denies that he owes any debt on this account. (Ibid.) On or about February 22, 2019, Credit One sold the alleged debt to Defendant for collection. (Id. at ¶ 14.)
MCM sent Plaintiff an initial collection letter on February 25, 2019. (Complaint, ¶¶ 16–17.) Plaintiff alleges that the letter violated Civil Code section 1788.52, subdivision (d)(1) because it failed to provide the notice required by the statute. (Id. at ¶ 18.) This is Defendant’s standard policy when sending initi