Preview
RALPH GALVAN (PRO PER)
FILED
MIRNA GALVA (PRO-PER) OCT 24 2019
2020 10™ STREET SUPERIO IR COURT OF CALIFORNIA
SANGER CA 93657-2957 ?OUNTY OF FRESNO
By, (—____—_________ DEPUTY
559 288 2600
ONLYMIRNA@YAHOO.COM
SUPERIOR COURT OF CALIFORNIA.
FRESNO COUNTY
RALPH GALVAN, Case No.: Number 49 CECG 038 614
MIRNA GALVAN
10 Plaintiff, EXTORTION: ILLEGAL FORECLOSURE
ACTION, AND FRAUD.
I
VS.
12
SPECIALIZED LOAN SERVICES, LLC, A
13 COLORADO CORPORATION, AND DOES 1
THROUGH 5, INCLUSIVE
14
Defendant
15
16 WE, RALPH GALVAN AND MIRNA GALVAN, HUSBAND AND WIFE, SWEAR UNDER
17
PENALTY OF PERJURY THE FOLLOWING STATEMENTS ARE TRUE.
18
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20 WE ARE LEGALLY MARRIED. WE OWN OUR HOME LOCATED AT 2020 10TH
21 STREET, SANGER CA. 93657-2957.
22
WE ARE BOTH SENIOR CITIZENS. ON OR AROUND OCTOBER 2009, WE DECIDED
23
DUE TO OUR FINANCIAL CONDITION TO REQUEST A LOAN MODIFICATION ON
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OUR HIGH INTEREST RATE LOAN ON OUR HOME IN SANGER CALIFORNIA.
25
26 OUR LENDER AGREED UNDER ITS U.S. CHARTER TO GRANT US WITH A LOAN
27 MODIFICATION.
28
EXTORTION: ILLEGAL FORECLOSURE ACTION, AND FRAUD. - |
Mus
THE DOCUMENTS ATTACHED HEREIN AS EXHIBIT A TO THIS DECLARATION.
FROM THE DATE OF OUR LOAN MODIFICATION, A NEW FIRST LOAN WAS
CREATED, AND RECORDED IN AS OUR FIRST MORTGAGE, (EXHIBIT A)
WE ENTERED INTO THIS AGREEMENT WITH THE UNDERSTANDING THIS WOULD
BE A SENIOR MORTGAGE, ALL OTHER LIENS HAVE TO BE PAID IN FULL, AND/OR
SUBORDINATED TO THIS NEW SENIOR MORTGAGE. THE TITLE INSURANCE
10
WOULD INSURE OUR FINANCIAL PROTECTION AGAINST US.
YW
12 ATTACHED HERWITH ARE THE CLOSING DOCUMENTS FROM OUR LOAN
13 MODIFICATION HEREINAFTER EXHIBIT A
14
EXHIBIT A IS PROOF THAT THERE WERE NO JUNIOR LIENS RECORDED AFTER
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THE LOAN MODIFICATION AGAINST OUR PROPERTY WAS DONE SINCE THE
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MODIFICATION DOCUMENTS SIGNED AND NOTARIZED BY US ON DEC 26, 2010.
17
18 (PLEASE SEE ATTACHED DOCUMENT TITLED MODIFICATION AGREEMENT.
19 ORDERED BY GMAC MORTGAGE LLC. AND RECORDED BY MORTGAGE
20
ELECTRONIC SERVICES, INC. A DELAWARE, USA CORPORATION. (AKA “MERS”)
21
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WE HAVE HAD NO RELATIONSHIP WITH SPECIALIZED LOAN SERVICES LLC
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24 WHOSE ADDRESS IS A PO BOX 636005, LITTLETON, CO 80163-6005.
25 WE HAVE INCLUDED A LIST OF THEIR ENTIRE NETWORK IN THE USA OPERATING
26
UNDER THE SPECIALIZED LOAN SERVICING LLC, NMLS LICENSE IN THE USA.
27
(HEREINAFTER EXHIBIT B). EXNIBIT B INCLUDES NAMES, ADDRESSES AND
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EXTORTION: ILLEGAL FORECLOSURE ACTION, AND FRAUD. - 2
Qos
PROFEESSIONAL LICENSES OF SPECIALIZED LOAN SERVICES, WHO ARE
PERPETUATING THIS ASSAULT ON AMERICAN HOME OWNERS, (PLEASE SEE
ATTACHED LIST FROM THE WORLD WIDE WEB OF ALL THE COMPLAINTS
LODGED AGAINST THIS COMPANY)
ON FURTHER RESEARCH, WE FOUND THAT THERE ARE HUNDRED OF
THOUSANDS OF COMPLAINTS AGAINST THIS ORGANIZATION FOR THEIR SHADY
‘FINANCIAL COLLECTION' PRACTICES AND THE CALL FOR SEVERAL CLASS
ACTION LAW SUITS AGAINS THEM.
10
11
122 THE ACTIONS OF SLS LLC, HAS CAUSED BOTH RALPH AND MIRNA GALVAN
13 AGING SENIORS SEVERE ANXIETY ISSUES, PAIN AND SUFFERING.
14
15
SLS LLC CONTINUES TO HARRASS US. THEY SEND PEOPLE TO OUR PROPERTY
16
AT ALL TIMES OF THE DAY, TAKING PHOTOGRAPHS OF OUR HOME, OUR ASSETS,
17
18 PHOTOS OF OUR GRAND CHILDREN AND UNLEASING MENTAL ANGUISH AT US,
19 OUR FRIENDS, OUR RELATIVES AND FAMILY MEMBERS OF IMPENDING
20
FORECLOSURE OF OUR FAMILY HOME.
21
22
ATTACHED HERWITH ARE THE DOCUMENTS SENT TO OUR HOME BY MAIL
23
24 (EXHIBIT C: DEFAULT NOTICE OF INTENT TO FORECLOSE), HEREINAFTER
25 EXHIBIT C.
26
27
28
EXTORTION: ILLEGAL FORECLOSURE ACTION, AND FRAUD. - 3
2310S
HAVING SENT THESE NOTICES, NOW WE ARE HARRASSED, ALMOST DAILY BY
STRANGERS WITH NO IDENTIFICATION PAPERS, COMING TO OUR PROPERTY
TAKING PICTURES OF OUR HOME.
THIS HARRASMENT AND EXTORTION ACTIVITY HAS NOW LEAD TO NOTES BEING|
LEFT ON OUR DOORS BY STRANGERS, HEREINAFTER EXHIBIT D, URGENT
NOTICES, HARRASING US FOR ENTRY INTO OUR HOUSE FOR INSPECTION
PURPOSES.
10
WE RECEIVE PHONE CALLS SOLICITING INTERIM PAYMENTS FROM CONSTANTLY
It
12 CHANGING PHONE NUMBERS.
13
14
THIS DECLARATION IS ASKING THE COURT TO HAVE SPECIALIZED LOAN
15
SERVICES, LLC CEASE AND DESIST THIS EXTORTION AND HARRASMENT. THIS
16
HAS CAUSED US SEVERE MENTAL AND EMOTIONAL ANGUISH TO THE POINT
17
18 THAT BOTH WE, RALPH GLAVAN AND MIRNA GALVAN ARE ON THE THRESHOLD
19 OF A NERVOUS BREAKDOWN AND UNABLE TO FUNCTION IN OUR DAILY LIVES.
20
21
WE ARE AFRAID THIS CONSTANT HARRASMENT AND EXTORTION WILL CAUSE
22
US TO HAVE LONG TERM HEALTH ISSUES AND POSSIBLE EARLY DEMISE.
23
24 WE WOULD LIKE THE COURT TO INTERVENE AND STOP THIS HARRASMENT. WE
25 ALSO REQUEST THE COURT TO AWARD US WITH PUNITIVE DAMAGES; FOR PAIN
26
AND SUFFERING, ANXIETY AND FEAR, AND MENTAL ANGUISH. WE ARE BEING
27
DEPRIVED OF PEACE AND QUIET IN OUR OWN HOME IN OUR GOLDEN YEARS,
28
EXTORTION: ILLEGAL FORECLOSURE ACTION, AND FRAUD. - 4
Asus
1 WE ASK THE COURT TO PROVIDE US JUSTICE AND STOP THIS HARRASMENT.
OCT. 22, 2019
10
Il
MIRNA GALVAN
12
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28
EXTORTION: ILLEGAL FORECLOSURE ACTION, AND FRAUD. - 5
Sus
MC-031
L PLAINTIFF/PETITIONER: RALPH GALVAN AND MIRNA GALVAN CASE NUMBER:
DEFENDANT/RESPONDENT: SPECIALIZED LOAN SERVICING, LLC
DECLARATION
(This form must be attached to another form or court paper before it can be filed in court.)
EXHIBIT A:
1) LOAN MODIFICATION, WITH NEW FIRST TRUST DEED
2) PROVISIONS 3C IN THE DOCUMENT MAKING ALL OTHER AGREMENTS NULL AND VOID
| declare under penalty of perjury under the laws of the State of California that the foregoing is true and correct.
Date:
Ralph Galvan and Mirna Galvan / Help (dw
(TYPE OR PRINT NAME) (SIGNATURE OF DECLARANT)
C1 Attorney for CO Plaintiff (1) Petitioner [1 Defendant
(1 Respondent [] Other (Specify):
Form Approved for Optional Use ATTACHED DECLARATION
‘Judicial Council of California Page
1 of 1
'MC-031 (Rev. July 1, 2005]
wl vs
—_———_—-
L N
FRESNO County Recorder
T
Recording Requested By:
GMAC MORTGAGE, LLC Robert C. Werner
When Resorded Return To:
DOC- 2007 -0075638
Check Number 31813114
Current Trustor:
Monday, APR 16, 2007 1 1:55:28
RALPH M GALVAN
2020 TENTH STREET
SANGER, CA 93657-2957
Tel Pd 49.00 Nbr 0002480833
DIG/R6/1i-1
IITA
SUBSTITUTION OF TRUSTEE
GMAC MORTGAGE, LLC - CONSUMER #:8685498456 "GALVAN" Lender ID:50510/8685498456 Fresno, California PIF:
03/29/2007
MERS #: 100037506854984565 VRU #: 1-888-679-6377
Prepared By: Bulk, GMAC MORTGAGE, LLC 3451 HAMMOND AVENUE, PO BOX 780, WATERLOO, IA 50704-0780
1-800-205-4622
WHEREAS, the undersigned is the present Beneficiary under the Deed of Trust described below as follows:
Original Trustor : RALPH M GALVAN MIRNA GALVAN Original Beneficiary: MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS, INC. ("MERS") Dated: 09/06/2005 Recorded: 09/22/2005 in Book/Reel/Liber: NA
Page/Folio: NA as Instrument No.: 2005-0223767 in the County of Fresno and State of California.
AND WHEREAS , the undersigned desires to substitute a different Trustee for the purpose of reconveying said Deed
of TRUST; NOW THEREFORE the undersigned hereby substitutes EXECUTIVE TRUSTEE SERVICES, LLC as
Trustee under said Deed of Trust.
On Apri
Mortgage Electronic Regist ms, Inc. ("MERS")
Vickie Ingamells, Assistant Se
STATE OF lowa
COUNTY OF Black Hawk
On April 9th, 2007, before me, A. SEEDORFF, a Notary Public i personally
appeared Vickie Ingamelis, Assistant Secretary, personally known to me (or proved to me on the basis of
satisfactory evidence) to be the person(s) whose name(s) is/are subscribed to the within instrument and
acknowledged to me that he/she/they executed the same in his/her/their authorized capacity, and that by
his/her/their signature on the instrument the person(s), or the entity upon behalf of which the person(s) acted,
executed the instrument.
WITNESS fpy hafid and official seal, wotaeias Seat + STATE OF [OWA
COMMISSION NUMBER 744401
MAY CONRISSION EXPIRES DECEMBER 14,
A. SEEDORFF
Notary Expires: 12/14/2009 #744401
(This area for notarial seal)
*BLK"BLKGMAC*04/09/2007 07:54:30 PM* GMAC22GMAC0000000000000001472756* CAFRESN* 8685498456 CASTATE_TRUST_SUB *BLK"BLKGMAC*
tls
Sua
HANUMAN
A INU
Recording Requested By: FRESNO County Recorder
GMAC MORTGAGE, LLC Robert C. Werner
When Recorded Return To:
DOC- 2007-0075639
Check Number 31813114
Current Trustor:
RALPH M GALVAN Monday, APR 16, 2007 11:55:57
2020 TENTH STREET
SANGER, CA 93657-2957
Tel Pd 49.00 Nbr-0002480835
DJG/R6/1-1
ITA
U NVEY ANCE
GMAC MORTGAGE, LLC- CONSUMER #:8685498456 "GALVAN" Lender 1D:50510/8685498456 Fresno, California PIF:
03/29/2007 -
MERS #: 100037506854984565 VRI 4-888-679-6377~
Prepared By: Bulk, GMAC MORTGAGE, LLC 3451 HAMMOND AVENUE, PO BOX 780, WATERLOO, IA 50704-0780
1-800-205-4622
EXECUTIVE TRUSTEE SERVICES, LLC as present Trustee for the Deed of Trust executed by RALPH M GALVAN
MIRNA GALVAN as Trustor(s), Dated: 09/06/2005 Recorded: 09/22/2005 in Book/Reel/Liber: NA Page/Folio: NA
as Instrument No.: 2005-0223767 of official Records in the office of the County Recorder of Fresno, California
having been requested in writing, by the holder of the obligations secured by said Deed of Trust, to reconvey the
estate granted to trustee under said Deed of Trust, does hereby reconvey to the person or persons legally entitled
thereto, without warranty, all the estate, title and interest acquired by Trustee under said Deed of Trust.
INWITNESS WHEREOF, EXECUTIVE TRUSTEE SERVICES, LLC as the Trustee has caused its corporate name
to be affixed by a duly authorized officer on the date shown in the acknowledgment certificate below:
On April 9th, 2007
By: EXECUTIVE TRUSTEE SERVICES, LLC as Trustee
YO? "lem
Mary Ann Hilmer , LIMITED SIGNING OFFICER
STATE OF lowa
COUNTY OF Black Hawk
On April 9th, 2007, before me, A. SEEDORFF, a Notary Public personally
appeared Mary Ann Hilmer , LIMITED SIGNING OFFICER, personally known to me (or proved to me on the basis of
satisfactory evidence) to be the person(s) whose name(s) is/are subscribed to the within instrument and
acknowledged to me that he/she/they executed the same in his/her/their authorized capacity, and that by
his/her/their signature on the instrument the person(s), or the entity upon behalf of which the person(s) acted,
executed the instrument.
WITNESS: hai and official seal,
NOTARIAL SEAL « STATE OF IOWA
COMMISSION NUMBER 744401
{WY COMMISSION EXPIRES DECEMBER 14, 2009
A. SEEDORFF
Notary Expires: 12/14/2009 #74:
(This area for notarial seal)
'BLK"BLKGMAC*04/09/2007 07:54:30 PM* GMAC22GMAC0000000000000001472756" CAFRESN' 8685498456 CASTATE_TRUST_REL *BLK"BLKGMAC*
g/ oe
“144
GMAC Mortgage
3451 Hammond Ave
P.O. Box 780
Waterloo, IA 50704-0780
04/17/07
RALPH M GALVAN
MIRNA GALVAN
2020 TENTH STREET
SANGER CA 93657-2957
Account Number 8685498456
Property Address 2020 TENTH STREET
SANGER CA 93657-2957
Dear RALPH M GALVAN
MIRNA GALVAN
Congratulations. Your account is paid in full. It has been our pleasure to service your financial
needs,
Ifa refund was due, it has been enclosed. Please cash the refund at your earliest convenience,
as it is valid for only 60 days.
If you are utilizing a military allotment, or third-party company to make payments on your
behalf, please cancel your service for this account.
If this account is not a GMAC Mortgage, LLC refinance and was escrowed for payment of taxes
and/or insurance, and the due or delinquency date of a bill is on or after your date of loan
payoff, do not assume the bill has been paid. Please check with your escrow/title company to
determine if they paid or verified payment of any bills, or contact our office at the number
below. FAILURE TO PAY ANY BILLS ON OR AFTER THE PAYOFF OF THIS LOAN,
INCLUDING SUBSEQUENT PENALTIES, IS YOUR RESPONSIBILITY.
A Statement of Mortgage Account showing year-to-date activity and/or an IRS Form 1098 will
be mailed to you no later than January 31st. This is the only statement you will receive and it
should be retained for your records. Please notify us of any change of address.
A Deed of Reconveyance/Satisfaction of Mortgage will be forwarded to the appropriate county
recorder’s office for recording. If you would like a copy, please contact your county recorder 12
to 24 weeks after payoff.
Ifyou have any questions, please contact Customer Care at the toll free number provided on your
monthly statement or coupon book.
Customer Care
Loan Servicing
7:74
alu>
Teg
Investor Loan # 1699733562
After Recording Return To:
GMAC Mortgage, LLC
3451 Hammond Avenue:
Waterloo, IA 50702
Custodian ID: RAL
This document was prepared by GMAC Mortgage, LLC
[Space Above This Line For Recording Data],
MODIFICATION AGREEMENT
Borrower (“I”): RALPH M GALVAN MIRNA GALVAN
Lender\Servicer or Agent for Lender\Servicer:GMAC Mortgage, LLC
Date of first lien Security Instrument (“Mortgage”) and Note (“Note”): 9/6/20!
Loan Number: 0685498443 P
Property Address [and Legal Description if recordation is necessary] (‘Property’): 2020 TENTH STREET
SANGER CA 93657
If my representations in Section 1 continue to be true in all material Taspects, then this Modification
Agreement (“Agreement”) will, as set forth in Section 3, amend and supplement (1) the Mortgage on
the
Property, and (2) the Note secured by the Mortgage. The Note is secured by a Mortgage, Deed of Trust,
or Deed to Secure Debt (the “Security Instrument), dated the same date As the Note, and if applicable,
recorded on with Instrument Number in Book and/or Page number if the real property records of
FRESNO County, CA. Said Security Instrument covers the real and persohal property described in such
Security Instrument (the “Property’) located at 2020 TENTH STREET SANGER CA 93657,
which real
property is more particularly described as follows. “MERS” is Mortgage Electronic Registration Systems,
Inc. MERS is a separate corporation that is acting solely as a nominee f Lender\Servicer or Agent for
Lender\Servicer. MERS is organized and existing under the laws of Dela re, and has an address and
telephone number of P.O. Box 2026, Flint, MI 48501-2026, (888):679-MHRS. The Mortgage and Note
together, as they may previously have been amended, are referred t as the “Loan Documents.”
Capitalized terms used in this Agreement and not defined have the mi ining given to them in Loan
Documents.
(Legal Description — Attached as Exhibit if Recording jreement)
This Agreement will not take effect unless the preconditions set forth in Section 2 have been satisfied.
If there is more than one Borrower or Mortgagor executing this document, each is referred to “|.” For purposes of this document
words signifying the singular (such as “I”) shall include the plural (such as “we) and vice versa where appropriate.
\ol v=
8 fou
My Representations. |certify, represent to Lender and agree:
A. 1am experiencing a financial hardship, and as a result, (i) Iam in default under the Loan
Documents, and (ii) | do not have sufficient income or acces to sufficient liquid assets to
make the monthly mortgage payments now or in the near future;
B, | live in the Property as my principal residence, and the Property has not been condemned;
Cc. There has been no change in the ownership of the Property since | signed the Loan
Documents;
D. | have provided documentation for all income that | receive (and | understand that | am not
required to disclose child support or alimony unless | chose}to rely on such income when
requesting to qualify for a modification of the Loan Documents):
Under penalty of perjury, all documents and information |} have provided to Lender in
connection with this Agreement, including the documents and information regarding my
eligibility for the Program, are true and correct; and,
!f Lender requires me to obtain credit counseling in connectibn with the Program, | will so;
and;
| have made or will make all payments re quired under a Trial j Period Plan or Loan Workout
Plan.
Acknowledgements and Preconditions to Modification. | understand and acknowledge that:
A TIME IS OF THE ESSENCE under this Agreement;
B, 'f prior to the Modification Effective Date as-set forth in Section 3 the Lender determines that
my representations in Section 1 are no longer true and corredt, the Loan Documents will not
be modified and this Agreement will terminate. In this event,|the Lender will have all of the
tights and remedies provided by the Loan Documents; and
| understand that the Loan Documents will not be modified unless and until (i) | receive from
the Lender a copy of this Agreement signed by the Lenfer, and (ii) the Modificati
on
Effective Date (as defined in Section 3) has occurred. | furt jer-understand and agree that
the Lender will not be obligated or bound to make any modifipation of the Loan Documents
if | fail to meet any one of the requirements under this ‘Agreer nt.
The Modification. !f my representations in Section 1 continue to be true in all material respects
and all preconditions to the modification set forth in Section 2 have been met, the Loan
Documents will automatically become modified on 12/1/2010 (the}|“Modification Effective Date”
and all unpaid late charges that remain unpaid will be waived. {The Loan Documents will
be
modified and the first modified payment will be due 6n 12/1/2010.
I
A. The new Maturity Date will be: 3/1/2024.
B. The modified Principal balance of my Note will include all amounts and arrearages that
will be
Past due (excluding unpaid late charges) less any amounts paid to the Lender but
not
previously credited to my Loan. The new Princi pal balance of my Note will be $47,306.
50
(the “New Principal Balance”).
Interest at the rate of 2.000% will begin to accrue on the New Principal Balance as of
11/1/2010 and the first new monthly payment on the New Pri cipal Balance will be due on
12/1/2010. My payment schedule for the modified Loan is as follows:
WLS.
Vea
Interest Interest Monthly Monthly Escrow Total Payment Begins Payment Ends on
Rate Principal Payment Monthly
Change and Amount Payment
Date Interest
Payment
Amount
2.000% 11/1/2010 $337.08 $208.87, adjusts $545.89, TABI 11/1/2015
annually after adjusts
year1 annually
after vear 4
3.00000% 11/1/2015 $351.04 Adjusts Annually ‘Adjusts 12/1/2016 11/1/2016
Annually
4.00000% 11/1/2016 $363.69 Adjusts Annually Adjusts 12/1/2016 11/1/2017
Annually
4.12500% 11/1/2017 $365.09 Adjusts Annually ‘Adjusts tertR0Wy 3/1/2024
Annually
The above terms in this Section 3.C. shall supersede any pfovisions to the contrary in the
Loan Documents, including but not limited to, provisions for{an adjustable or step interest
rate.
! will be in default if | do not comply with the terms of the Loan Documents, as modified by
this Agreement.
lf a default rate of interest is permitted under the Loan Dobuments, then in the event of
default under the Loan Documents, as amended, the interest that will be due will be the rate
set forth in Section 3.C.
Additional Agreements. | agree to the following:
A That all persons who signed the Loan Documents or their authorized representative(s) have
signed this Agreement, unless a borrower or co-borrower is deceased or the Lender has
waived this requirement in writing.
That this Agreement shall supersede the terms of any modificption, forbearance, Trial Period
Plan or Workout Plan that | previously entered into with Lender.
To comply, except to the extent that they are modified: by this Agreement, with all covenants,
agreements, and requirements of Loan Documents including my agreement to make all
Payments of taxes, insurance premiums, mortgage insurahce premiums, assessments,
Escrow Items, impounds, and all other payments, the amount of which may change
periodically over the term of my Loan.
That this agreement constitutes notice that the Lender’s walver as to payment of Escrow
Items, if any, has been revoked, and | have been advised of the amount needed to fully fund
my Escrow Account.
That the Loan Documents are composed of duly valid, bindig agreements, enforceable in
accordance with their terms and are hereby reaffirmed.
That all terms and provisions of the Loan Documents, except as expressly modified by this
Agreement, remain in full force and effect; nothing in this Agreement shall be understood or
construed to be a satisfaction or release. in whole or in part of the obligations contained in the
Loan Documents; and that except as otherwise specifically provided in, and as expressly
modified by, this Agreement, the Lender and | will be bound by, and will comply with, all of
the terms and conditions of the Loan Documents, except that the Note, and the payment
obligation created thereunder, are not enforceable against me personally.
That, as of the Modification Effective Date, notwithstanding ahy other provision of the Loan
Documents, | agree as follows: If all or any part of the Property or any interest in it is sold or
1/4
12%
i
transferred without Lender’s prior written consent, Lendet may, at its option, require
immediate payment in full of all sums secured by the. Mortgage. However, Lender shall not
exercise this option if federal law prohibits the exercise of such option as of the date of such
sale or transfer. Lender may invoke any remedies permitted by the Mortgage without further
notice or demand on me.
That, as of the Modification Effective Date, a buyer or transfgree of the Property will not be
permitted, under any circumstance, to assume the Loan. This Agreement may not, under
any circumstances, be assigned to, or assumed by, a buyer of|the Property.
That, as of the Modification Effective Date. any provision in Ithe Note, as amended for the
assessment of a penalty for full or partial prepayment of the Ndte is null and void.
That MERS holds only legal title to the interests granted by thd Borrower in the mortgage, but
if necessary to comply with law or custom, MERS (as. nominee for Lender\Servicer or Agent
for Lender\Servicer) has the right: to exercise any or all of thse interests, including, but not
limited to, the right to foreclose and sell the Property; and fo take any action required of
lender including, but not limited to, releasing and canceling thelmortgage Loan.
By signing, | acknowledge that | have received the "Noticelof Special Flood Hazard and
Availability of Federal Disaster Relief Assistance" if my property is located in a Special Flood
Hazard Area. | further acknowledge that | have received this motice in sufficient time to have
the opportunity to become aware of my responsibilities unde the National Flood Insurance
Program and to purchase adequate flood insurance prior t} the completion of this loan
modification.
In Witness Whereof, the Lender and | have executed this Agreement.
(sea) add Prod ol —
RALPH M GALVAN Witness
(2) -L6- lo
Date Print Name
(Seal) WA lo cd,
MIRNA GALV. Witness
- 2.
Date Print Name
(Seal),
Witness
Date Print Name
(Seal),
Witness
Date Print Name
i
log 13/05,
[Space Below This Line ForAcknowledgement]
CALIFORNIA ALL-PURPOSE
CERTIFICATE OF ACKNOWLEDGEMENT
State of California
County of f (ZES WO a
onDee Ze 2010before me, /V\av ic fozade Lots vy foblic
(Here insert name“and title of fhe officer)
Peso apene.‘Ka | pL Galvan / Murne Galuan
‘Who proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are
subscribed to the within instrument and acknowledged to me that he/she/they_executed the same
in
his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the
person(s), or the entity upon behalf of which the person(s) acted, executed this instrument.
I certify under PENALTY OF PERJURY under the laws of the State off California that the foregoing
paragraph is true and correct.
SS my hand icial seal.
L G7 AA
MARIA
(Notary Seal)
Signature of Nolotary Pall Comm. #1713083
IOTARY
FREsHOIC- CALIFORNIA
Pre My Cc 2at
an F
(vs
mp
MC-031
L PLAINTIFF/PETITIONER: RALPH GALVAN AND MIRNA GALVAN CASE NUMBER:
DEFENDANT/RESPONDENT: SPECIALIZED LOAN SERVICING, LLC
DECLARATION
(This form must be attached to another form or court paper before it can be filed in court.)
EXHIBIT B:
INFORMATION ON SPECALIZED LOAN SERVICES, LLC
& ITS DIFFERENT OFFICERS AND LOCATIONS
TRACK RECORD AND COMPLAINTS ON THE WORLD WIDE WEB
| declare under penalty of perjury under the laws of the State of California that the foregoing is true and correct.
Date:
Ralph Galvan and Mirna Galvan fa
(TYPE OR PRINT NAME) (SIGN RE OF DE 7
O Attorney for ( Piaintitf [4] Petitioner [1] Defendant
oO Respondent CO other (Specify):
Form Approved for Optional Use ATTACHED DECLARATION
Judicial Council of California Page 1 of1
MC-031 [Rev. July 1, 2005)
loa (o/s
NETWORK IN THE USA AS LICENSED BY THE NMLS
1) SPECIALIZED LOAN SERVICSING LLC
AKA: COMPUTERSHARE LOAN SERVICES
DBA WWW.SLS.NET
NMLS ID 2168
LOCATION: 8742 LUCENT BLVD SUITE 300
HIGHLANDS CO, 80129
2) HEATHER SAMANTHA CHRISTIAN
NLMS: 955326
LOCATION: TEMPE, AZ. 85282
REPRESENTS: SPECIALIZED LOAN SERVICING LLC 2168
3) JAMES BUARN FARMER
NMLS ID : 1747933
LOCATION: TEMPE, AZ 85282
REPRESENTS: SPECIALIZED LOAN SERVICING LLC 2168
4) SCOTT EDWARD HOLZMEIST
NLMS ID: 1748260
LOCATION: TEMPE, AZ. 85282
REPRESENTS: SPECIALIZED LOAN SERVICING LLC 2168
S/o \wive
5) TARA DIANAE PILKINGTON
AKA: TARA DIANE FLORYANCIS, AKA TARE DIANE O’CONNOR
NMLS ID: 1178464
LOCATION TEMPE, AZ 85282
REPRESENTS: SPECIALIZED LOAN SERVICING LLC 2168
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OTHER AGENTS ASSOCIATED WITH SLS LLC
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Specialized Loan Servicing LLC
NMLS ID 2168 Street Address 8742 Lucent Bivd., Suite 300 Phone 720-241-7200 Websme wwwsls.net
Highlands Ranch CO 60129 Toll-Free Number 900-315.4757 Email licensine@computershare.com
Miling Address. PO Box 631873 Foy 720-261-7218
Littleton, CO 89163
Other Trade tsames (Computershere Loan Servizes; dba www.sis.net; Specialized Loan Servicing; Spetialized Loan Serviting LLC, a Computershare company
Prior Oinar Trade Names ? one
Prior Legsi Names ? None
Sponsored MLOs ? 43
Fiscal Year Eno" 06/30 Fomed in Delaware, United States ste Formed: 12/31/2002 Stock Symbol None Business Struzture Limited Liabilty Gompany
Reguistory Actions 7 Yes
Branch Locations (2 Activa, O inactive) jew All Branches +
Slate Licenses/Registrations (Displaying 74 Astive of 72 Totaly t+) View
‘Authorized to
Regulator UsiReg Name Conduct Susiness 7 Consumer Complaint I+] ViewAt Detalio
Alebama Consumer Credit License Yes Submit to Regulator 4] View Datei
Alaska Mongage Broker/Lender License Yes ‘Submd to Reguletor 4} Mew Details
Asizone Collection Agency License Yes ‘Submitto Regutelor 41 View Dstelts
Asizone Escrow Agent License Yes ‘Subrilto Regulator i] View Details
Askenses Combination Mortgage Benker (-Broker-Servicer License Yes ‘Submit to Regutetor [+1 ew Dataits
California - DBO. Finance Lenders Law License ‘Submil
to Reguistor i+] View Datoils
Residential Mortgage Lending Act License Yes Submit to Regulator [+] iow Details
‘Golsrado Morgage Company Registration Yes ‘Submit to Regulator (+1 View Detans.
Connectisus Mongags Lender License Yes Submit
to Reguistor i+] view Details
Connecticut Mongags Serviser License Yes Submit
to Resulator iv] View Detats:
Delaware Lender License Yes ubrmil to Regulator 41 ew Details
District
of Columbia Mortgage Dus! Authority License Yes Submit to Reguistor I+] Mew Dsteits
Floris Momgage Lender Servicer License Yes ‘Submit
to Reguletor i] View Datoils
Georgia Mortgage Lender Lizense/Recistration Yes ‘Submit
to Regulator [+] visw Detsits
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Mortara ender ~
Georgia Yes Submit
to Reguistor (4) Mew Details
Gusm Mongage Servicer Lisense Yes Submit to Reguistor [+] Mew Details
Hawaii Mortgage Serviter License Yes ‘Submit to Reguistor [+] view Details
Idaho Collection Agency License Yes Submit to Regulator [+] view Det tails
idaho Mortgage Broker/Lendsr License Yes ‘Submit
to Regulator [+ w Details
Winois Residents! Mortgage License Yes ‘Submil
to Reguistor [+] View Details
Indiene-DFI Morgage Lending License Submit
to Reauistor [+] View Details
indisna-SOS Collection Agency License Yes Submit
to Reauletor fs 7 Details
Jowa Master Loan Compsny Registration Yes si ubmit to ReRegulator
Submit [+] Mew Details,
fowa Mongage Benker License Yes ‘Submit
to Reguistor [+] View Details
Kansas Mortgage Company License Yes ‘Submit to Regulator [+] Mew Details
Kentucky Mongags Company License Yes ‘Submit to Regutator [+] View Details
Louisiana Residential Mortgoe Lending License Yes ‘Submit
to Reguistor [+] View Details
Maing ‘Supervised Lender License Yes Submit to Regulator [+] View Deteils
‘Maryland Collection Agency License Yes Submit to Regulator T+] view Deteits
Maryta Mortgage Lender Lisense Yes Submit
to Regulator [+] view Details,
‘Massachusetts Debt Cotlector Yes Submit
te Requistor [+] View Details
Michigas ‘st Mortoage Broker/LenderServicer Registrant Yes ‘Submil
to Reguistor [+] View Detaits
MiMichioiigan 2nd Mortgage Broker/Lender/Servicer Registrant Yes Submit
to Regutator [+] View Details,
Min Residentiel Mortgage Originator License Yes ‘Submit
to Regulator [+] View Det is
Minnesote Residential Mortgage Servicer License Yes Submit to Regulator I+] View Dateils
Mississippi Mortgage Lender License Yes Submit to Regulator J+] view Detaits
Missouri Company Litense Yes submit to Regulator [+] Mew Detsils
Montan: Mongage Broker Litense Yes Submit
to Regulator [+] Misw Details
Montene, Mortgage Servicer License Yes Subr 0 Regulator [4] view Details.
Nebraska Mortgage Banker License Yes Submit to Regutstor (+1 jew Detsils
Nevada Mongage Serviter License Yes Submit
to Requiator {+ Deteils
New Hampshire Mortgag