What is a set aside a foreclosure sale?

Requirements to Set Aside Foreclosure

In order to set aside a foreclosure sale, the trustor under a deed of trust must “give proof before the sale is set aside that he now can redeem the property.” (United States Cold Storage v. Great W. Sav. & Loan Ass'n (1985) 165 Cal.App.3d 1214, 1225.) Plaintiff is required to allege tender of the amount of the creditor's secured indebtedness “in order to maintain any cause of action for irregularity in the sale procedure.” Abdallah v. United Sav. Bank (1996) 43 Cal.App.4th 1101, 1110. The amount of the tender must be “the full amount of the debt for which the property was security.” Fpci Re-Hab 01 v. E & G Invs. (1989) 207 Cal.App.3d 1018, 1021.

Additionally to justify setting aside a presumptively valid foreclosure sale, the claimed irregularity must arise from the foreclosure proceeding itself. (Nguyen v. Calhoun (2003) 105 Cal.App.4th 428, 445.)

Required Elements

“Case law instructs that the elements of an equitable cause of action to set aside a foreclosure sale are:

  1. the trustee or mortgagee caused an illegal, fraudulent, or willfully oppressive sale of real property pursuant to a power of sale in a mortgage or deed of trust;
  2. the party attacking the sale (usually but not always the trustor or mortgagor) was prejudiced or harmed; and
  3. in cases where the trustor or mortgagor challenges the sale, the trustor or mortgagor tendered the amount of the secured indebtedness or was excused from tendering.”

(Bank of America etc. Assn. v. Reidy , 15 Cal.2d 243, 248)

See also, Saterstrom v. Glick Bros. Sash, Door & Mill Co. (1931) 118 Cal.App. 379, 383 setting trustee's sale set aside where deed of trust was void because it failed to adequately describe property]; Stockton v. Newman (1957) 148 Cal.App.2d 558, 564, [trustor sought rescission of the contract to purchase the property and the promissory note on grounds of fraud]; Sierra–Bay Fed. Land Bank Ass'n v. Superior Court (1991) 227 Cal.App.3d 318, 337, 277 Cal.Rptr. 753 (Sierra–Bay) [to set aside sale, “debtor must allege such unfairness or irregularity that, when coupled with the inadequacy of price obtained at the sale, it is appropriate to invalidate the sale”; ”debtor must offer to do equity by making a tender or otherwise offering to pay his debt”]; Abdallah v. United Savings Bank (1996) 43 Cal.App.4th 1101, 1109, 51 Cal.Rptr.2d 286 (Abdallah) [tender element]; Munger v. Moore (1970) 11 Cal.App.3d 1, 7, 89 Cal.Rptr. 323 [damages action for wrongful foreclosure]; see also 1 Bernhardt, Mortgages, Deeds of Trust, and Foreclosure Litigation (Cont.Ed.Bar 4th ed. 2011 supp.) § 7.67, pp. 580–581, and cases cited therein summarizing grounds for setting aside trustee sale.). Munger, at 104.

Useful Resources for Set Aside a Foreclosure Sale

Recent Documents on Set Aside a Foreclosure Sale

1-25 of 219 results

Motion Summary Judgment -

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David T. Biderman, Bar No. 101577 [email protected] 09/02/2020 Thomas N. Abbott, Bar No. 245568 [email protected] PERKINS COIE LLP 505 Howard Street, Suite 1000 San Francisco, CA Telephone: 415.344.7000

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LAW OFFICE OF MICHAEL HEATH, INC. e Michael Heath (State Bar No. 196747) Howard Olsen (State Bar No. 255888) LAW OFFICE OF MICHAEL HEATH, INC. 3251 Steiner Street San Francisco, CA 94123 Phone 415-931-4207 Fax 415-931-4117 Email: [email protected] Attorneys for Plaintiffs PANKAJ PATEL, SANJAY PATEL and KPS INVESTMENT COMPANY, INC. SUPERIOR COURT OF THE STATE OF CALIFORNIA FOR THE COUNTY OF SANTA CLARA UNLIMITED DIVISION PANKAJ PATEL, an individual; SANJAY Case No. 17CV316094 PAT

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Greenfield o 0 oO NN DOD oH fF YW NY = NY NM NHB KH NY NY KH YH NY =| |=2= |B wm Ba Ba Se se SF BS ont OW OA BO NY FX DOG DN DO TH fF Ww NY = JUSTIN S. DRAA (SBN 253688) GREENFIELD LLP 55 South Market Street, Suite 1500 San Jose, California 95113 Telephone: (408) 995-5600 Facsimile: (408) 995-0308 Email: [email protected] Attorneys for Defendant ERIC LITAK SUPERIOR COURT OF THE STATE OF CALIFORNIA COUNTY OF SANTA CLARA PAUL LINDSEY BORRILL, Case No: 19CV359948 INDIVIDUALLY AN

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ORDER OVERRULING DEFENDANTS' DEMURRER TO COMPLAINT

oC me ND HW FB BW NY He RYN YP NY YY NN DN Be we we ew we ee eB HB Ke eo QI DA an KF DB NHS =F SGC me ADA KR wBWwN HF SDS Kenneth Stratton, Esq. (SBN 172895) Joshua Zetlin, Esq. (SBN 273086) ROGOWAY LAW GROUP, PC 423 Washington Street, Suite 400 San Francisco, California 94111 Telephone: (415) 432-7990 Facsimile: (415) 692-8155 Email: [email protected] [email protected] Attorneys for Plaintiff Keesung Nam San Francisco County Superior Court OCT 3-0 2019 ON bona COUR

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oO me ND Bw YN NN NY NN DN Dw Be we Be Be ee eI AA BHBNH FF SC we RA AA BRB wWNH | Gary S. Saunders, Esq. (SBN: 144385) Gerald Fritz, Esq. (SBN: 304621) SAUNDERS LAW GROUP, P.C. 1891 California Ave., Ste. 102 (Corona, CA 92881 el. (951) 272-9114 IFax (951) 270-5250 Attorney for Plaintiff, iset Keodara SUPERIOR COURT OF THE STATE OF CALIFORNIA COUNTY OF FRESNO Viset Keodara, an individual, Case No: 18CECG03803 Plaintiff, PLAINTIFF’S OPPOSITION TO DEFENDANTS’ DEMURRER TO OCWEN LOAN SER

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